Effective Date: January 1, 2026
Last Updated: January 1, 2026
Welcome to Oss Benefits Group (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website, products, and services offered through ossbenefitsgroup.com (the “Site”) and any associated tools, platforms, or communications (collectively, the “Services”).
By accessing or using our Site and Services, you agree to abide by these Terms. If you do not agree with any part of these Terms, please do not use our Site or make use of our Services.
Your use of the Site means you accept these Terms. These Terms operate in conjunction with our Privacy Policy, which explains how we collect and use information (see our Privacy Policy here).
If you access or use our Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
Oss Benefits Group provides information about insurance options and connects individuals and businesses with insurance coverage solutions, including but not limited to health, life, Medicare, auto & home, business, and specialty insurance. We may provide educational resources, online tools, quotes, and personalized consultations.
Unless otherwise stated, our Services are provided for informational purposes and do not guarantee any insurance product purchase or acceptance by a carrier.
You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of others or restrict their use of the Site. You agree not to:
Use the Site in a way that violates applicable laws, regulations, or industry rules
Interfere with the operation or security of the Site
Attempt unauthorized access to any part of the Site or related systems
Transmit harmful or disruptive code such as viruses or malware
We may suspend or terminate access to all or part of the Site at any time, without notice, for conduct that violates these Terms or is harmful to other users.
Certain features of the Site may require you to provide accurate contact information or register for an account. You agree to maintain current and accurate information and to promptly update it if necessary.
You are responsible for safeguarding any account credentials and for any activity that occurs under your account.
All content on this Site — including text, graphics, logos, images, and software — is the intellectual property of Oss Benefits Group or its licensors and is protected by copyright and trademark laws.
You may view and download Site content for personal, non-commercial use. You may not reproduce, distribute, modify, or create derivative works without written permission.
The Site may include links to third-party websites, services, or resources that are not owned or controlled by Oss Benefits Group. We do not endorse and are not responsible for the content, privacy practices, or reliability of any third-party sites.
Your interactions with linked sites are solely between you and the third party.
The Services are provided “as is” and “as available” without warranties of any kind. Oss Benefits Group disclaims all warranties, whether express, implied, statutory, or otherwise, including implied warranties of merchantability and fitness for a particular purpose.
We do not guarantee the accuracy, completeness, or reliability of any content, quotes, recommendations, or services provided through the Site.
Information provided on the Site does not form an insurance contract and does not replace the terms of any actual insurance policy.
To the fullest extent permitted by law, Oss Benefits Group shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or Services.
This includes but is not limited to errors in content, interruptions in service, or any actions taken based upon information provided by us.
You agree to defend, indemnify, and hold harmless Oss Benefits Group and its affiliates, officers, employees, and agents from and against all claims, liabilities, damages, losses, and expenses (including legal fees) arising from:
Your use of the Site or Services
Any violation of these Terms
Your infringement of any rights of a third party
These Terms are governed by the laws of the State of Florida (or the state where Oss Benefits Group is headquartered), without regard to conflict of law rules.
Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in that state.
We may revise these Terms at any time for legal, business, or operational reasons. Updated Terms will be posted on the Site with a revised “Last Updated” date.
Your continued use of the Site after changes are posted means you accept the updated Terms.
We reserve the right to suspend or terminate your access to all or part of the Site for any reason, including violation of these Terms or cessation of the Services.
If you have questions about these Terms or our Service, please contact:
Oss Benefits Group
Email: support@ossbenefitsgroup.com
Website: ossbenefitsgroup.com
