Privacy Policy

Effective Date: January 1, 2026
Last Updated: January 1, 2026

1. Introduction

At Oss Benefits Group (“we”, “us”, or “our”), your privacy and the protection of your personal information are very important to us. This Privacy Policy explains what information we collect, how we use it, who we share it with, and your rights regarding your information when you visit our website or interact with our services.

Please read this policy carefully — by using our website, you agree to the practices described below.


2. Information We Collect

2.1 Personal Information You Provide

We collect personal information you voluntarily provide when you:

  • request a quote

  • fill out a contact form

  • communicate with us by email, phone, or text

  • apply for insurance services

This information may include:

  • your full name

  • email address

  • phone number

  • mailing address

  • date of birth

  • state of residence

  • any other information you choose to share as part of your inquiry or application

2.2 Information Collected Automatically

When you access our website, we may automatically collect certain details such as:

  • IP address

  • browser type and version

  • device and operating system

  • pages you visit and how long you view them

  • referring websites or links that led you here

This information helps us understand how visitors use the site and improve our services.


3. How We Use Your Information

We may use the information we collect for purposes including:

  • providing quotes and insurance recommendations

  • processing applications and enrollments

  • communicating with you about coverage details

  • responding to your questions or requests

  • sending updates or marketing communications where permitted

  • improving our website and services

  • meeting legal and compliance obligations

We only use your personal data for legitimate business purposes and in compliance with applicable laws.


4. SMS & Text Messaging

We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your Personal Data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and any other vendors who assist us in the delivery of text messages
 

If you choose to opt-in to receive SMS messages from us (for example, quote status updates or reminders), we will collect and use your phone number and your preferences for receiving these communications.

You can opt out of SMS messages at any time — for example, by responding “STOP” to any message you receive from us. Standard messaging rates from your carrier may apply.


5. How We Share Your Information

We may share your personal information with:

  • Insurance carriers — to obtain quotes and process applications

  • Service providers — third-party vendors that support our business operations

  • Legal authorities — if required by law or to protect our legal rights

We do not sell your personal information to unaffiliated third parties.


6. Third-Party Services

We may use third-party tools and services (such as form processors, analytics providers, and email platforms) to help operate our website and services. These parties may collect and process information according to their own privacy policies.


7. Data Security

We implement reasonable technical and organizational safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no system connected to the internet is completely secure.


8. Data Retention

We retain personal information only as long as necessary to:

  • provide services you requested

  • comply with legal obligations

  • resolve disputes or enforce agreements

Once data is no longer needed, we securely delete or anonymize it.


9. Your Privacy Rights

Depending on where you live, you may have rights related to your personal information, such as:

  • the right to access your data

  • the right to correct inaccuracies

  • the right to request deletion

  • the right to withdraw consent

  • the right to opt out of marketing communications

To exercise these rights, please contact us using the information below.


10. Children’s Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we learn that we have inadvertently collected information from someone under 18, we will take steps to delete it.


11. Changes to This Policy

We may update this Privacy Policy from time to time. When changes are made, we will update the “Last Updated” date above and post the revised policy here. Your continued use of our website after updates means you accept the new terms.


12. Contact Us

If you have questions, concerns, or requests related to this Privacy Policy, please reach out:

Oss Benefits Group
📧 Email: manage@ossbenefitsgroupinc.com
🌐 Website: ossbenefitsgroup.com